Garage Liability Coverage
Installers of aftermarket parts, dealer jobbers and custom car builders face the same dynamic issues revolving around garage operations. Whether it is the exposure to a customer’s car in their care, custody and control or the test drive exposure for liability actions in the event of an accident both can put a company at risk.
Installers Edge provides the following core coverages to shop owners:
■ Garage Liability
■ Garage Keepers Legal Liability
■ Non-Owned Auto Liability
■ Property coverage for Buildings, Contents and Business Interruption Expenses
■ Customers Property
■ Business Interruption Including Extra Expense
■ Property in Transit / Mobile Property
Installers Edge serves the following segments of the automotive industry:
Off-road truck centers, Performance shops, Hot rod builders, Restoration, Mobile repair, Auto detailers, Retailers, Jobbers, Fabricators (excluding safety equipment), Dyno tuners, Van conversion, Municipal / law enforcement fleet contractors, Wrap installation
To learn more about RevPro Contact:
Franco Ganino
(800) 390-9099
FGanino@alliant.com
General and Garage Liability
■ Premiums based on gross revenue rather than payroll. More people does not mean more risk.
■ Separate rates for part sales versus installation. This ensures premium is driven by actual exposure.
■ Blanket additional insureds so coverage extends across the chain of commerce.
■ Covers test driving
■ Includes product liability
■ Manufacturing classification for private label products available
Garage Keepers Legal Liability
■ Covers vehicles in your care, custody, or control while in your garage or in transit by you
■ Coverage is direct primary so you are covered even if you are not directly responsible for the damage, putting your customer first
■ $1,000,000 limit (or higher) available upon request
Installers Edge program highlights are as follows:
■ Premium based on gross sales
■ Coverages customized for the garage owner or mobile installer
■ Billing options up to 10 monthly payments
■ Easy single form application
■ Rates leveraged by the buying power of the automotive aftermarket
■ Agreed value on Garage Keepers coverage available
■ Dealer plates optional